Citadel Credit Union

Your Digital Banking Partner

We approach banking in a unique way, putting people first and making sure everyone has a remarkable experience throughout their journey.


50K+

Happy Customers

$2.5B+

Assets Managed

citadel Rates

citadel Member Care

Discover competitive rates designed to help your money grow faster

3.75%
APY*
HIGH YIELD SAVINGS
High Yield Savings Rate
FEATURED
3.65%
APY*
18 MONTH CERTIFICATE
citadel Certificate Rates
SAVINGS
4.00%
APR*
CREDIT CARDS
citadel Credit Card Rates
CREDIT
15.49%
APR*
LOANS
citadel Standard Loan Rates
MORTGAGE

*Annual Percentage Yield. Rates subject to change. Terms and conditions apply.

Our Services

How Can We Help You Today?

Comprehensive banking solutions tailored to your needs

Deposit Accounts

Secure your money with our high-yield savings and checking accounts designed for growth.

Credit Cards

Find the perfect credit card for your lifestyle and spending habits with competitive rates.

Loans

Get competitive rates on personal, auto, and home loans tailored to your financial goals.

Business Banking

Comprehensive banking solutions designed to help your business thrive and grow.

Wealth & Retire

Plan for your future with our expert investment and retirement planning services.

About citadel

Learn more about our commitment to exceptional banking services and community support.

Happy family with financial security
Get $200* With a Checking Account Built for You

Start Building Your Financial Strength

For a limited time, get a $200 when you open any new account, and what helps you reach your financial goals. You can open a new account online or in person at any of our locations.

No minimum balance required
Free online and mobile banking
24/7 customer support
Open Account Now
Get Our Mobile App

Banking Made Simple with Our citadel App

Experience the future of mobile banking with our Progressive Web App. Get native app performance with the convenience of web technology - no app store required!

Works Offline

Access your account anywhere

Lightning Fast

Instant loading & responses

Push Notifications

Stay updated on transactions

Bank-Level Security

Your data is always protected

Open Web Banking

Compatible with all modern browsers:

Chrome
Firefox
Safari
Edge
Citadel Credit Union
100%

Welcome Back!

Your banking at your fingertips

Transfer

Send money

Pay Bills

Quick payments

Available Balance

€12,847.50

****1234

Install for offline access

Hear From Our Customers

"I am impressed with the customer service and speed of payout."

Sarah Morris
Verified Customer

"Excellent service and competitive rates. Highly recommended!"

John Davis
Business Owner

"The mobile app is fantastic and customer support is top-notch."

Emily Johnson
Personal Banking

Banking Hours

Mon-Fri: 9AM-5PM
Sat: 9AM-1PM
Sun: Closed

Phone Banking

Available 24/7
Call: 1-800-BANKING
International: +1-555-0123

Email Support

Response within 24hrs
customer@citadel.com

Visit Us

16.236.120/0001-58.
705 Grand Ave, Spencer,
IA 51301